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Make the Most of Your Cheques (and Other Bank Services)

If you have a bank account, you probably use cheques to pay your bills and buy things. You might also use cheques as a secondary bank account for savings or as a payment mechanism for friends or family. Order personal cheques in Canada are great because they’re quick and easy to use, and they can be used by anyone with access to the account holder’s signature. That being said, most people don’t understand how much money a cheque is worth in terms of interest, fees, taxes, and other costs over time. If you have a bank account and access to other banking services like automatic bill payments and overdraft protection, that means less money for something else. So how can you make the most of your cheques? Keep reading for more insight into what that means and practical tips on why it matters so much.

Get a Personalized Touch with Your Cheques in Canada

If you have the right setup, you can make your cheques a fun and personalized touch. Keep them simple with bold colors, stick them with a sticky note, or write a short note to yourself. You can also put your cheques through a personalization or envelope-folding machine for a nice touch. With the right setup, your cheques can have more personality and make it feel more like you’re writing to someone than writing a cheque. And when you’re on the phone with your bank, you can let them know that these cheques are part of your plan for personalization and help you stand out from other customers.

Cheques to Revolutionize QuickBooks Transactions

Cheques aren’t just for the days when you have to write out a bill and mail it to the other party. They can support a variety of QuickBooks transactions, from importing transactions to posting them to a vendor. If you’re an accountant or working with a small business, you might use cheques to import transactions from your client's QuickBooks files. This also makes it easier to post transactions like payroll and tax payments, as those transactions might not be as easy to copy and paste. And if you’re an accountant, you might be looking at cheques that can help save you a lot of time. Most QuickBooks users can get their cheques and transactions together quickly to get some of that time back.

Cheques Canada Revolutionizing Payments in Canada

Cheques can also help you revolutionize your payments in Canada. Specifically, you can set up your cheques to go directly into your savings account, utility account, medical account, and other services. If you make a payment by cheque that goes directly into one of these accounts, there will be no fee charged by the account holder. Instead, you will be responsible for paying any fees associated with the account.

Secure Your Payment Process with Certified Cheques in Canada

If you’re using personal cheques, you’ve got to protect them from theft and fraud. A signature is the single most important thing about a cheque for security purposes. An electronic signature is another way to help protect your cheques. Instead of signing the cheque, either on paper or electronically, you’re digitally “signing” the cheque by writing a signature string on it. All cheque-signing software can read that signature string to determine that it originated from you, and you can use this to help protect your cheques. You can also set up certified cheques in Canada to help make your cheques harder to counterfeit. Certified cheques allow you to attach a certification string to your cheque. This certification string can be a digital signature, and it makes it harder for anyone to deposit a cheque without the original owner’s consent.


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